Wealth Management CPAs is dedicated to giving you and your family…

Retirement
Planning
Solutions

Scroll down to learn more about our comprehensive services.

We provide fiduciary-standard guidance to your ideal retirement.

Wealth & Health

Wealth & health go hand in hand. Balance your approach with a goal of increased health & longevity.

Simplify Complexities

Learn about the tax and legal implications of your financial decisions.

Your Retirement,
Your Terms

Whether you’re well into your retirement, or just starting to plan it out, our CPAs and Advisors can guide you to comprehensive solutions. Our focus is helping you reach your financial goals.

"The best way to predict your future is to create it."

-Abraham Lincoln

Here To Help

Get answers to your questions about retirement to help you…

1

Bypass the “gift tax” that can occur when giving money to family members and friends

2

Be aware of when you should not put your children on your bank accounts & property titles

3

Donate to charity (including tithing) tax-efficiently

4

Understand how donating your stocks, bonds, mutual funds and ETFs may be more tax-advantageous than making cash donations

5

Avoid being pushed to a higher tax bracket by making Qualified Charitable Distributions (QCDs)

6

Maintain your purchasing power during times of high inflation and market volatility

7

Protect your estate from long-term care expenses while remaining in your own home

8

Recognize why a living trust may be more effective than a regular will and why you may need one

9

Determine how much you should withdraw from your Required Minimum Distribution (before December 31st) to avoid a 50% tax penalty

10

Allow your children to grow their inheritance, for up to 10 years after you pass away, tax-free

...and more!

"Someone's sitting in the shade today because someone planted a tree a long time ago."

-Warren Buffett

...and more!

Frequently Asked Questions

Analysts recommend a retirement income of 80% of your final employment income. The average retirement household income is about $48,000 before taxes and spends about $46,000 per year. The average social security income in retirement is about $40,000 per year.

At our firm, we can help you determine your ideal retirement income based on your specific wants and needs.

After your retirement income is set, we can design a plan to help you to achieve it.

You can begin taking social security benefits as early as age 62 (or earlier if you’re the survivor of another social security claimant, or on disability). You can wait until as late as age 70. You only get maximum social security payments if you wait until full retirement age (FRA). FRA varies between age 66 and 67 for people born after 1954. If you begin taking benefits at age 62 your payments will be smaller than if you waited until FRA.

Schedule a complimentary consultation to receive professional advice on which year you should begin taking benefits for the highest payout.

Diversify retirement income sources between social security, pensions, rentals, brokerage accounts, savings accounts, bonds, and more. Reduce your expenses. Pay off your mortgage before retirement. Maximize dividend income and stay below the 15% capital gains tax threshold. Keep IRA and 401K withdrawals low. 

At our firm, we can discuss with your how best to structure your retirement plan to help you maximize savings and minimize taxes.

Update your property title, and the beneficiary information for your IRA, retirement plan, and insurance policy. Make sure family members know how to access your important paperwork. Gather documentation for your will, trust, and power of attorney into a single file. 

At our firm, we can go over your estate, review your legal documents and, if you don’t already have estate paperwork in order, we can help you begin the process of creating a will, a trust, and other important estate documents.

Review your 401K payout policy and create an income stream (retirement paycheck) from your savings. Take note of 401K fees and consider rolling it over into a fee-free IRA. Assess all your retirement income strategies. 

At our firm, we can help transfer your retirement accounts (401k, 403b, TSP) into an IRA. We don’t charge any fees for the service. 

Are you prepared for retirement?
We can give you a comprehensive analysis of your finanicial situation, and provide guidance based on your specific needs & goals.
The Ideal Retirement Doesn't Happen By Chance.
Our firm focuses on growing your wealth through financial guidance, tax strategy, and estate planning.
Guiding you to your retirement goals.
See how we can help secure your retirement through the twists and turns of life.
Is your retirement secure?
Our analysis can help you identify and bridge gaps in your plan.
Our seasoned CPAs & Advisors have helped people from all walks of life retire.
"If you would like to know the road ahead ask someone who has traveled it." -Chinese Proverb
If you don't know where you are going, you'll end up someplace else.
-Yogi Berra
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Thank you for your interest in our service project! We will reach out and invite you when we're approaching Memorial Day 2021.

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