"Someone's sitting in the shade today because someone planted a tree a long time ago."
-Warren Buffett
Planning and maintaining your retirement can be a full-time job. Wealth Management CPAs is here to help reduce the stress and paperwork that typically comes when you retire. Our goal is to help you spend your golden years on the things that matter most to you.
Fiduciary
Standard
No matter your situation, your best interest will come first. Our focus is helping you reach your financial goals.
Our firm has assisted people from all walks of life navigate their investments, lower their taxes, and plan for retirement.
We've built our entire firm around resourceful professionals and we’re proud of all the ways we've been able to help.
Your Challenges...
ADDRESSED
1
Learn strategies to protect your estate from long-term care expenses
2
Lessen the chance that you outlive your retirement income due to taxes or inflation
3
Learn how to avoid being forced to sell your assets or surrender your money to Medicaid
4
Learn how to receive long-term care
benefits while remaining in your own home
5
Learn how to decrease the tax on your IRA or 401(k) for a more comfortable retirement
6
Learn how to avoid being taxed on your social security benefits
7
Discover the pitfalls of probate and the steps you can take to avoid it
8
Learn why a living trust may be more effective for you than a regular will, and why you may need one
9
Learn when you should not put your children on your bank accounts and property titles
10
Learn about best practices to investing and alternatives to the stock market
We're here to help!
Robert J. Beck, CPA
Retirement Planning
Rob transitioned from public accounting to wealth management in 2010, after observing that there is commonly a gap between people’s wealth advisor and their CPA. He is dedicated to bridging that gap.
Kelly G. Purser, CPA
Tax Planning
Kelly has spent decades working with complex federal & state tax laws. Kelly's approach to tax strategy is comprehensive, and always prioritizes client financial interest first.
Tamra Williams
Retirement Resources
Tamra is dedicated to helping people learn about valuable benefits and resources that are available to them in retirement. She has assisted people from all walks of life work toward their goals in retirement.
Frequently Asked Questions
Analysts recommend a retirement income of 80% of your final employment income. The average retirement household income is about $48,000 before taxes and spends about $46,000 per year. The average social security income in retirement is about $40,000 per year.
At our firm, we can help you determine your preferred retirement income based on your specific wants and needs.
After your retirement income is set, we can design a plan to help you work towards achieving it.
You can begin taking social security benefits as early as age 62 (or earlier if you’re the survivor of another social security claimant, or on disability). You can wait until as late as age 70. You only get maximum social security payments if you wait until full retirement age (FRA). FRA varies between age 66 and 67 for people born after 1954. If you begin taking benefits at age 62 your payments will be smaller than if you waited until FRA.
Schedule a complimentary consultation to receive professional advice on which year you should begin taking benefits for the highest payout.
Diversify retirement income sources between social security, pensions, rentals, brokerage accounts, savings accounts, bonds, and more. Reduce your expenses. Pay off your mortgage before retirement. Maximize dividend income and stay below the 15% capital gains tax threshold. Keep IRA and 401K withdrawals low.
At our firm, we can discuss with your how best to structure your retirement plan to help you maximize savings and minimize taxes.
Update your property title, and the beneficiary information for your IRA, retirement plan, and insurance policy. Make sure family members know how to access your important paperwork. Gather documentation for your will, trust, and power of attorney into a single file.
At our firm, we can go over your estate, review your legal documents and, if you don’t already have estate paperwork in order, we can help you begin the process of creating a will, a trust, and other important estate documents.
Review your 401K payout policy and create an income stream (retirement paycheck) from your savings. Take note of 401K fees and consider rolling it over into a fee-free IRA. Assess all your retirement income strategies.
At our firm, we can help transfer your retirement accounts (401k, 403b, TSP) into an IRA. We don’t charge any fees for the service.
Find Your Solution
Schedule a retirement planning consultation to sit down with competent advisors at no cost to you.
Submit your contact information here. We will reach out to schedule a time with you.
In addition to your complimentary consultation, you will recieve a(n)…
- Investment Portfolio Diagnostic Report
- Risk Tolerance Analysis
- Personalized Retirement Plan
- Social Security Optimization & Filing Report
