Our Comprehensive Approach
Watch these short videos to learn how our unique, comprehensive approach can help you build and protect your wealth
The primary goal of our firm is simple: to protect & build your wealth.
We believe that a comprehensive financial plan begins with simplifying financial complexities. At the start, planning a retirement can seem like a massive web of tax procedures, authorizations, and, of course, paperwork.
Our firm specializes in taking a straightforward wealth management approach, which begins with the fine-tuning of your retirement plan at our first appointment.
This is where we ask specific questions:
When do you plan to retire? Is your health thriving or struggling? Will you need long term care in later years? How do you want your estate distributed? What’s the marital status of your children? Do you have grandchildren with special needs? Do you have savings? Debts? Credit card payments? Where do you bank? Should you use a revocable or irrevocable trust?
A detailed financial discovery meeting is often a “light bulb” moment. It’s a time where you can see the implications of your current decisions. Whether these implications are large or small, obvious or obscure, they’ll get the attention they deserve.
At Wealth Management CPAs we take the time to perform a specific, far-reaching financial assessment that will become the basis for creating your personalized retirement plan, with a goal of protecting and growing your wealth.
- Long-Term Care Planning
- Social Security Benefits
- Reducing Taxes
- Preserving Retirement Income
- IRAs & 401(k)s
- Good, Better & Best Practices To Investing
This is your retirement. It’s your story. And all great stories begin with the end in mind.
Our Comprehensive Retirement Planning Service is here to help reduce your paperwork, along with your stress about the future. Our objective is to help you reach a moment when you realize, “I knew my retirement was going to play out like this because I planned for it”.
At Wealth Management CPAs we assist you in mapping out strategies that work for your retirement.
Think about your current plan: Are there financial specifics that remain unarticulated? When should you begin taking Social Security benefits? What kinds of tax liabilities will affect the growth of your estate? Are there any unforeseen financial technicalities that could prevent your estate from providing the lifestyle that makes your golden years truly golden? At Wealth Management CPAs, we focus on answering questions like these, and more.
Our planning starts by making sure we understand your lifestyle plans in retirement. Once we know the end, we can begin charting the path right now, to help ensure your retirement plays out just as you intend.
We’ve observed that beginning with the end in mind is one of the subtle strengths of our comprehensive planning, because we believe every retirement plan should map out a happy ending.
Whether you’re already retired, or trying to meet goals for your future retirement, we’re here to help. Request a consultation with us to find retirement planning solutions that align with your specific goals and financial situations.
Invest smart. Learn about best practices to investing and alternatives to the stock market. Make sense of cryptocurrency, mutual funds, SMAs, stocks, bonds, ETFs, and more.
It’s not uncommon to wonder: Should you invest in short or long-term debt-based vehicles? Or equity-based assets? Are certificates of deposit a good choice? What are the advantages of exchange-traded funds? Cash? Loans? Do interest rate swaps belong in a retirement plan? Do stocks? Bonds? Annuities?
This list of questions is nearly endless. And the investment bank, brokerage firm, and insurance companies selling those instruments are oftentimes spending billions of dollars in advertising to influence your buying decision.
At Wealth Management CPAs we don’t push any investment bank’s financial products. And we don’t provide recommendations for one brokerage firm or insurance company over another.
We’re proudly independent retirement advisors. We suggest the financial vehicles that we are, in our professional assessment, the best solution for your retirement goals.
Our client fee structure is the same regardless of the financial products you choose. When we help people select assets, their success is our primary concern.
You can benefit from the wide array of services and solutions that our firm has to offer.
So many financial, tax and estate retirement planning strategies to choose from, each one highly technical & interdependent. Adjust one strategy and you negatively impact the others, sometimes unwittingly—leaving your retirement plan weakened.
At Wealth Management CPAs we can help you find the strategies necessary to create the ideal retirement plan. You can ask us any question, explore any approach, and seek out further resources.
Our team will simplify the complexities for you. We de-jargonize the tax code. We explain the subtleties of various estate planning strategies.
We’ve found that many people enjoy strategically engineering their retirement plan, especially when they’re able to see their whole financial picture. Others are less interested in planning out the details of their retirement, but still would like to retire comfortably. In either of these cases (and all cases in between) our goal is the same: to protect and grow your wealth.
- 401(k) Rollovers
- Retirement Accounts
- Custom Investment Portfolios
- Life Insurance & Annuities
- Long Term Care Insurance
- Disability Insurance
- Many other useful financial strategies, insights, and solutions.
A financial plan is an elaborate puzzle that shifts and changes over time.
Fluidity is a key part of a strong retirement plan. Our professionals keep their fingers on the pulse of all client portfolios and accounts. We’re always planning for what’s next, and what follows that, and so on and so forth.
In order to build and protect your wealth most effectively, we think through the contingencies, alternatives, and potential future changes to your plan, along with economic trends, possible updates to tax code, and the
That’s why it’s important to seek out the guidance of professionals who can help you understand and plan for the many variables that the future may have to offer you.
Have you considered how the death of a spouse will affect your retirement plan? Markets rise and fall. Are those trend changes already figured into your retirement plan? What about a new health challenge? A disability? A wayward child?
Should you invest part of your retirement savings in conservative financial vehicles and generate income for immediate cash needs? What about investing in riskier assets to protect against inflation? Do you create a lifetime trust to protect a child’s inheritance from divorce? Bankruptcy? Medical bills? Or even from themselves? A disability is an unfortunate event—but one you can plan for now. Are you prepared to restructure your inheritance to provide for a spouse’s long term care needs?
At our firm, we look beyond the horizon to assist you in assembling contingency strategies that can protect and grow your wealth in the future. This approach helps you transition your retirement when financial realities shift in a new direction. Taking an alternate route
should be a smooth ride to your retirement destination.
Our professionals carefully examine every piece of your financial puzzle, so we can help put all your pieces together, whether large or small, and create a comprehensive plan.
- Tax Preparation
- Comprehensive Tax Strategy
- Gifting Strategies
- Qualified Charitable Distribution
- Estate Tax Mitigation
- Roth IRA Conversions
- Many other useful tax strategies, insights, and solutions.
We believe that a solid retirement plan should minimize all unnecessary tax liabilities .
Instead of writing a check to your favorite charity, why not donate some stock, assist a worthy cause, and in return you can get both a tax deduction and avoid the capital gains tax?
Thinking about donating one of your poor performing stocks? Our team of CPAs may suggest tax loss harvesting—donating a winner stock to charity and selling the losers in order to accumulate some losses and reduce your tax liability.
And what about that minimum distribution requirement on your IRA after age seventy and a half? Instead of taking the required minimum distribution that will increase your income and your taxes, why not donate it directly to charity straight from your IRA and reduce your tax liability instead?
It’s no secret that the tax code can be incredibly complex. At Wealth Management CPAs our team of experienced Certified Public Accountants work to limit your tax liability while maximizing your retirement assets.
- Power of Attorney
- Advance Directive
- Funeral Planning
- Business-Succession Planning
- Many other useful estate strategies, insights, and solutions.
At Wealth Management CPAs, we combine the professional counsel of seasoned CPAs and attorneys to help create an effective estate plan for you.
Our team can assist you in funding an optimal retirement plan. We believe retirement plans should begin with your Financial Advisor, CPA and Attorney planning together— this way, everyone can be on the same page.
At Wealth Management CPAs, we ensure that your professionals are advising you based on the whole picture, so you don’t have to deal with conflicting advice.